Solved...
This error was not CB. It was the way in which Lastpass works with CB. I have lastpass enabled for the number of sites I manage. With CB, when you go to a profile as a moderator, the username and first PW field is populated by Lastpass. It changed the way CB works in a browser without Lastpass active. This does not occur in Joomla's (or Wordpress's) native user manager.
You can see the user name change to an LP one and one of the two pw fields will fill with "*" placeholders when it is working incorrectly. When in a non LP managed screen the username does not change and no password fields are filled at all.
Thanks to those that looked at the post. I am taking the default group question to a new posting.