Being new to CB, I toggled the terms and conditions on and say a URL in the "URL to Terms and Conditions," so assumed there was a generic one installed with the suite.
It wasn't until I clicked on the terms on the registration page that I figured out I needed to add them myself, as it fired a:
500 - View not found [name, type, prefix]: 18,html,contentView
Perhaps consider 1.) a generic terms and conditions in the language file that people could modify to fit their needs (and have it wired in the registration template) or 2.) ship CB with the URL field blank, then have a RegEx that fires when they try to save it with a blank URL field, telling people they need to enter a URL?
I guess for Cb experts, this is second nature, so was just giving the newbie perspective.