OK, thanks for that info Krileon I was just trying to avoid the extra step of having my clients enter address info on one page, and then CC info on the next. Fewer steps to purchase means more conversions!

I have actually discovered a very similar, but more troublesome issue of CBSubs not sending the address info that I capture to Authorize.net.

I posted that one here...

www.joomlapolis.com/component/option,com_joomlaboard/Itemid,/func,view/catid,110/id,112190/#112190

I am realizing that. Unfortunately, I went with Authorize.net only because it is the only option that CBSubs offers (for now!), but Authorize.net HIGHLY recommends (almost demands) capturing that address info. My merchant services provider will charge me MUCH higher rates if I don't capture that info and send it through the gateway. Is there any way this can be accomplished because I see this as a basic need to make any CBSubs powered site function properly, at least in the U.S. where the banks and CC companies have really tightened up on fraud.

Thanks!

I am very familiar with PayPal as I use their merchant services on a novelty Tshirt site that I own. They are a good option, or better yet, an "OK" option. Even with their "real" merchant services account they are more expensive. Also, they hold your funds more than twice as long as other providers, which rubs me the wrong way. And I think most importantly, PayPal is great for small, mom & pop style sites (like novelty Tshirt sites!), but it has a stigma of not being as professional as "real" CC processors. Whether that is correct or incorrect, I do know that conversion rate is everything and that Authorize.net logo tells users that not only is their transaction safe, the company charging them was able to qualify for the Authorize.net service, and the qualification for an online business was fairly grueling! I do agree that PayPal will probably be OK in 90% of applications, but in mine I need the professionalism of Authorize.net.

So... anyone care to help out a guy with very limited coding knowledge and a site that is ready to launch and try to make this work? *waits longingly and hopefully* Thanks!