The points field is a text field since they sometimes have 1/2 points. I did just try it with an integer field with the same results - keeps renewing. Point field always empties out and is 0.
There is no front facing edit profile link (it is in a hidden menu and published) , however if there was one- this field is not protected from the user/public changing it.

At first I didn't understand this instruction, but applied it today and still have the subscription renewing regardless.

This is solved now. the issue was very simple ( I knew it had to be something I simply didn't see) I almost sheepishly wandered away from embarrassment, but I wanted to post the solution for anybody else who searches the forum like I do.

First one renews their subscription using a CB Paid Subscriptions action and second one is a Field action that empties the field. Example of both auto actions as follows.

Renew Plan
Global
Triggers: onCPayUserStateChange
Type: CB Paid Subscriptions
User: Automatic
Access: Everybody
Conditions
Condition 1
Field: Custom > Value
Custom Value: [var3]
Operator: Equal To
Value: PLAN_ID_HERE
AND
Condition 2
Field: Custom > Value
Custom Value: [var2]
Operator: Not Equal To
Value: A
AND
Condition 3
Field: POINTS_FIELD_HERE
Operator: Greater Than or Equal To
Value: 60
Action
Mode: Renew
Plans: PLAN_ID_HERE

Empty Points
Global
Triggers: onCPayUserStateChange
Type: Field
User: Automatic
Access: Everybody
Conditions
Condition 1
Field: Custom > Value
Custom Value: [var3]
Operator: Equal To
Value: PLAN_ID_HERE
AND
Condition 2
Field: Custom > Value
Custom Value: [var2]
Operator: Not Equal To
Value: A
Action
Field: POINTS_FIELD_HERE
Operator: Set
Value: 0

Replace PLAN_ID_HERE with the plan you want this to apply to. Replace POINTS_FIELD_HERE with your points field.

Thank you for all your support, I really appreciate it.