Wow. I spent all that time looking for that? LOL It wasn't clear that that was the setting because it never actually displayed an email address. It was a menu option to *send* an email - not display it. Was looking for verbage like "send email to other users" setting. Thanks so much. Hopefully other noobs will find this thread.
Thanks again. Community builder is probably the best forum out there that I've seen in terms of being polite, timely, and helpful.