Ok so i wanted to exhaust pretty much all options before i made a post asking for some help.. and it appears i may be at that point now.

Im trying to create a stock photograhy site, and up until now I have gotten pretty far along with it. I have the latest version of Joomla.. in addition to Community Builder, and Gallery2 intergrated into the site. I'm at the point where users can purchase images using paypal, and download the image once they have paid and that seems to work fine.

My question is...
is there a way i can have users purchase points and then buy the images with those points? I would also need to be able to convert those points back to money at some point. Can anyone point me in the right direction?

Any help would be greatly appreciated. Thanks in advance!!!